Overview
Splitwise is the go-to app for splitting bills. Millions use it for roommate expenses, group dinners, and yes — trips. For years, the standard group trip stack was "Splitwise + Google Sheets + WhatsApp + Google Maps."
TeamTrip replaces every single one of those apps with 14 purpose-built modules designed from day one for group travel.
Splitwise: Best-in-Class IOU Tracker
Splitwise does one thing and does it well:
- Split any expense evenly, by percentage, or by exact amounts
- Track running balances across multiple groups
- See who owes whom at a glance
- Send payment reminders
- Works for roommates, dinners, trips — anything IOUs
If all you need is to track who paid for the pizza, Splitwise is perfect.
The Real Problem: The Multi-App Juggling Act
Here's what a typical group trip looks like with Splitwise:
| App | Used For |
|---|---|
| Splitwise | Tracking who owes what |
| Google Sheets | Itinerary planning, packing lists |
| WhatsApp / Messenger | Group chat chaos, date coordination |
| Google Maps | Finding meetup spots, sharing locations |
| Google Photos / iCloud | Sharing trip photos (after the trip) |
| Email / Drive | Ticket PDFs, booking confirmations |
Six apps. Six places people forget to check. One person (usually you) doing all the coordination.
TeamTrip: All 14 Modules in One Place
TeamTrip was built from day one to solve exactly this problem. When you create a trip, everyone you invite gets access to:
| Module | What it does |
|---|---|
| Expenses | Multi-currency splitting, per-person splits, receipt photos, settlement overview — matches Splitwise for trips |
| Itinerary | Drag-and-drop day-by-day builder, map-based route planning |
| Date Polls | Availability grid — mark when you're free, see the overlap instantly |
| Polls & Voting | Vote on restaurants, activities, hotels — no more endless chat debates |
| Gallery | Shared trip photo album — upload as you go, not "send me those photos later" |
| Live Pins | Drop a pin at your location, set a timer — friends find you at crowded spots |
| Checklists | Shared packing lists, to-dos, "don't forget" items |
| Documents | Store tickets, booking PDFs, confirmations — everyone can find them |
| Discussions | Per-topic threads — "Friday dinner," "Car rental," "Wake-up time" — no message chaos |
| Transport | Track flights, trains, rides — who arrives when, from where |
| Stays | Accommodation details, check-in/out times, per-room assignments |
| Activities | Plan things to do, attach maps and notes |
| Timeline | Chronological view of the entire trip — when, where, and with whom |
| Members | See who's coming, private notes, roles |
One app. Every person contributes. Nobody gets left out of the loop.
When to Use Splitwise
Splitwise is still the right tool for:
- Roommate expenses (ongoing, non-trip sharing)
- One-off group dinners
- Long-term shared finances outside of travel
When TeamTrip Replaces Everything
When you're planning a trip — any trip with 2 or more people — TeamTrip's Expenses module handles what Splitwise does, and the other 13 modules handle everything else. No more "let me check the Google Sheet" or "did someone share the photos yet?"
Bottom line: Splitwise for everyday IOUs. TeamTrip for actual trips. Stop juggling apps — your friends will thank you.
Our Take
Splitwise is excellent at tracking IOUs — it's the best at that one thing. But a group trip is way more than who owes whom. TeamTrip gives you a full Expenses module that matches Splitwise for trip-level splitting, plus 13 other modules: itinerary builder, date polls with availability grid, photo gallery, live pin sharing, checklists, document storage, and more. Using Splitwise means juggling 4-5 apps. TeamTrip does it all in one place, purpose-built for groups.
Visit Splitwise's website to compare for yourself.